With many beachfront properties and abundant rainfall in Florida, flood insurance is a necessity. According to FEMA, floods are the most destructive natural disaster in the U.S., causing $24 billion in damages over the last 10 years. The National Flood Insurance Program (NFIP) writes more flood insurance policies for Florida than any other state. The good news: Recent pushes in state and federal government can make flood insurance even more accessible to Florida homeowners and business owners.

What many don’t realize about flood insurance is that it’s not usually covered under renter, homeowner, or commercial property insurance policies, so it must be purchased separately. In high-risk areas, the chance of a flood during the term of a 30-year

One of my favorite parts of the job at Sarasota Property Finders is showing homes. You might think that ought to be a given for a Realtor. To be honest, for many of my colleagues their passion for real estate lies elsewhere in the profession -- but for me, when I get to take a client to see a home for the first time, it makes my day.

What really makes for a perfect day at work is when I show a vintage home. A certain lack of esteem for any structure over 50 years old seems to pervade the state of Florida, so these precious old houses can be few and far between. Fortunately for us in Sarasota, there are many historic neighborhoods where beautiful vintage homes for sale can be discovered.

I’ve had clients hesitate when I suggest a historical home for